Cookies Policy

  1. Introduction

1.1   Our website uses cookies.

1.2   We will ask you to consent to our use of cookies in accordance with the terms of this policy when you first visit our website.

  1. Credit

2.1   This document was created using a template from SEQ Legal (

  1. About cookies

3.1   A cookie is a file containing an identifier (a string of letters and numbers) that is sent by a web server to a web browser and is stored by the browser. The identifier is then sent back to the server each time the browser requests a page from the server.

3.2   Cookies may be either “persistent” cookies or “session” cookies: a persistent cookie will be stored by a web browser and will remain valid until its set expiry date, unless deleted by the user before the expiry date; a session cookie, on the other hand, will expire at the end of the user session, when the web browser is closed.

3.3   Cookies do not typically contain any information that personally identifies a user, but personal information that we store about you may be linked to the information stored in and obtained from cookies.

3.4   Cookies can be used by web servers to identify and track users as they navigate different pages on a website and identify users returning to a website.

  1. Our cookies

4.1   We use both session and persistent cookies on our website.

4.2   We use cookies for the following purposes:

(a)  Necessary cookies help make a website usable by enabling basic functions like page navigation and access to secure areas of the website. The website cannot function properly without these cookies.

(b)   Preference cookies enable a website to remember information that changes the way the website behaves or looks, like your preferred language or the region that you are in.

(c)    Statistic cookies help website owners to understand how visitors interact with websites by collecting and reporting information anonymously.

(d)   Marketing cookies are used to track visitors across websites. The intention is to display ads that are relevant and engaging for the individual user and thereby more valuable for publishers and third party advertisers.

(e)   Unclassified cookies are cookies that we are in the process of classifying, together with the providers of individual cookies.

  1. Cookies used by our service providers

5.1   Our service providers use cookies and those cookies may be stored on your computer when you visit our website.

5.2   We use Google Analytics to analyse the use of our website. It gathers statistical and other information about website use by means of cookies. The information gathered relating to our website is used to create reports about the use of our website.

5.3   Our analytics service provider’s privacy policy is available at

  1. Third party cookies

6.1   Our website also uses third-party cookies. We link to third parties’ website, e.g. when you want to share one of our blog posts on social media, or watch a video on our website. These third parties may serve their own cookies.

6.2   Details of the third party cookies used on our website are set out below:

(a)   YouTube/Google

(b)   Twitter

  1. Managing cookies

7.1   Most browsers allow you to refuse to accept cookies and to delete cookies. The methods for doing so vary from browser to browser, and from version to version. You can, however, obtain up-to-date information about blocking and deleting cookies via these links:

(a) (Chrome);

(b) (Firefox);

(c) (Opera);

(d) (Internet Explorer);

(e) (Safari); and

(f) (Edge).

7.2   Blocking all cookies will have a negative impact upon the usability of many websites.

7.3   If you block cookies, you will not be able to use all the features on our website.

7.4   Deleting cookies will have a negative impact on the usability of many websites.

  1. Cookie preferences

8.1   You can manage your preferences relating to the use of cookies on our website at your first visit, any time the privacy or the cookies policies change, or deleting your browser’s cookies and reconnecting.

  1. Our details

9.1   This website is owned and operated by SteM Advisory Ltd.

9.2   We are registered in England and Wales under registration number 9198779, and our registered office is at 4th Floor H&B, 43 Berkeley Square
London W1J 5FJ.

9.3   You can contact us: by post, using the postal address given above; using our website contact form; by telephone, on +44(0)2032391653; or by email, using